Kimberly Maxson
Licensed Real Estate Salesperson
REALTOR®
Oneonta, NY
Office: (607) 435-3280 (607) 435-5592 Cell

440 Tower Street, Waterville, NY 13480

New - 30 Hours Ago

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Property Description

Look no further! This one-of-a-kind 13-acre property offers an exceptional investment opportunity with eight rental units across a stately two-family Victorian home and two separate three-unit buildings. Perfect for investors seeking reliable cash flow or owner-occupants who want spacious living with built-in rental income. The fully occupied property benefits from long-term tenants and generates strong monthly rental income. While some maintenance and repairs should be considered, the overall scale and income potential make this a standout opportunity in today's market. Enjoy manicured grounds on the expansive 13-acre parcel, providing privacy and room for future enjoyment or expansion. Additional features include a wooded lot set back from the road, garage fit for keeping a headquarters on premises and paved driveway connecting all of the houses. Located in the desirable village of Waterville in Oneida County, this property benefits from a peaceful setting with convenient access to local amenities, schools, and major routes. It's just minutes from Hamilton College, with easy drives to Utica and the greater Syracuse area. Supporting steady rental demand in a charming Upstate New York community. This rare multi-family compound combines historic Victorian character, immediate income production, and long-term upside. Full rent roll, financial details, and showing instructions available upon request.

440 Tower Street | MLS# S1688800

This single family home located at 440 Tower Street, Waterville, NY 13480 is currently listed for sale with an asking price of $544,000. This property was built in 1893 and has 14 bedrooms and 2 full and 4 partial baths with 4112 sq. ft. Tower Street is located within the Waterville school district. Search Waterville real estate on kimberly-maxson.timberlandproperties.com today.

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Property Features

Property Type: Residential - Single Family
Basement: Full
Garage: 2
Heating: Gas, ForcedAir, Radiators
Home Style: Other, SeeRemarks, Victorian
Lot Size: 13.58 Acres
Stories: 2.0
Taxes: $12,299
Year Built: 1893

Amenities

EatInKitchen
Other
SeeRemarks
BlacktopDriveway

Feature Descriptions

Appliances: AppliancesNegotiable, GasWaterHeater
Days on Site: 1
Exterior: AluminumSiding, Other, VinylSiding
Flooring: Hardwood, Laminate, Tile, Varies, Vinyl
Lot: Other, Rectangular, RectangularLot, Secluded, SeeRemarks, Wooded
Lot Dimensions: 336X1640
Parcel#: 305401-392-010-0001-001-001-0000
Parking: Detached, Garage
Parking Notes: Detached, Garage
Sewer: Connected
Utilities: SewerConnected, WaterConnected
Water: Connected, Public

Local Schools

School District: Waterville

Estimate Your Payment

Estimated Payment

$ 2,394.29 per month $1,210.71 Principal & Interest $1,024.92 Property Tax $158.67 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)

Demographics

Listed By / Shown By

Listing By

Agency Name: River Hills Properties LLC Lf
Agency Phone: 315-508-5268

Shown By

Agent Name: Kimberly Maxson
Agent Phone: (607) 435-5592 Cell
Agency Title: Timberland Properties

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All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/11/2026. The listing information on this page last changed on 06/11/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 06/11/2026 12:00:14 AM EST) or Global MLS (last updated Wed 06/10/2026 11:52:27 PM EST) or New York State Alliance MLS (last updated Wed 06/10/2026 11:59:15 PM EST) or Hudson Valley Catskill Region MLS (last updated Wed 06/10/2026 11:51:17 PM EST) or OneKey MLS (last updated Wed 06/10/2026 11:53:24 PM EST). Real estate listings held by brokerage firms other than Timberland Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

All information is deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither broker(s), nor agent(s) shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless.

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